Which of the following is NOT a type of Cardholder fraud?

Which of the following is NOT a type of Cardholder fraud?

• A. Paying for repairs of privately owned equipment
• B. Purchasing items for work purposes
• C. Buying items for resale
• D. Gift purchases for family members

Answer: (B)

The correct response highlights that purchasing items for work purposes is not considered a type of Cardholder fraud. This is because transactions made for legitimate work-related needs align with the intended use of the Governmentwide Commercial Purchase Card (GPC). The GPC is designed specifically for government employees to procure goods and services necessary for carrying out their official duties efficiently. As long as the purchases are authorized and within the guidelines of the GPC program, they are valid and acceptable. In contrast, the other options represent misuse of the card. For instance, using the card for personal equipment repairs, buying items with the intent to resell them, or purchasing gifts for family members deviates from the establishment's policies on appropriate usage. Such activities are categorized as fraud because they involve using government resources for personal gain rather than fulfilling operational requirements of the agency. Therefore, the clarity surrounding acceptable use of the GPC is crucial in preventing fraudulent activities.

The correct response highlights that purchasing items for work purposes is not considered a type of Cardholder fraud. This is because transactions made for legitimate work-related needs align with the intended use of the Governmentwide Commercial Purchase Card (GPC). The GPC is designed specifically for government employees to procure goods and services necessary for carrying out their official duties efficiently. As long as the purchases are authorized and within the guidelines of the GPC program, they are valid and acceptable.

In contrast, the other options represent misuse of the card. For instance, using the card for personal equipment repairs, buying items with the intent to resell them, or purchasing gifts for family members deviates from the establishment's policies on appropriate usage. Such activities are categorized as fraud because they involve using government resources for personal gain rather than fulfilling operational requirements of the agency. Therefore, the clarity surrounding acceptable use of the GPC is crucial in preventing fraudulent activities.